ICF Blocks
How Much Does It Cost to Build With Insulated Concrete Blocks?

If you've ever tried to nail down a hard answer on this subject, you're probably already familiar with the wide range of estimates out there.
In an effort to make your search a little easier, we've taken a look at the major reports on ICF costs throughout USA and Canada and boiled
them down to the basics.
One thing that makes cost comparisons difficult is the fact that ICF blocks costs are usually measured in square feet of wall
area, while wood frame costs are measured in square feet of floor area.
Depending on the study, you might see ICFs converted to relate to floor area, so it's a good idea to keep track of what's being measured to
avoid any confusion.
Another thing to keep in mind is that different studies use different costs. Some give what the general contractor paid (referred to as
builder's costs or total house cost) while others give what the general contractor charges to install ICF blocks (referred to as sales
price).
Let's take a look at some numbers:
A Portland Cement Association technology brief drawing from work done by VanderWerf, Feige, Chammas, and Lemay (Insulating Concrete Forms for
Residential Design and Construction, 1997) concluded ICF blocks cost builders about .5-4% per square foot of floor area more than wood frame
houses of the same design.
At the time of the study, typical US homes cost the builder about $80-$120 per square foot of floor area, so using ICFs added about a
$1.00-5.00 premium to this figure.
This held true only for homes built by experienced contractors (who've built at least 4 to 5 houses).
Along similar lines, the NAHB Research Center's Demonstration Homes Project also evaluated the use of ICFs in residential construction in
1997.
They experienced up to an 8% increase in total house cost, adding about 1-5% to the final price for the buyers. The NAHB's Tool-Base report
found that ICF Blocks increased builder's cost by $0.75-4.00 per square foot of floor area compared to wood frame construction.
And in 1998, a study by HUD, PCA, and NAHB compared the cost and performance of ICF walls to conventional wood-frame exterior walls again.
They found that labour costs for ICFs were slightly to moderately higher, and that total installed costs averaged about $2.73 per square foot of
floor area more than the wood frame home. This translated to an increase in builder's cost of 6% to 7%, or roughly a 3% increase in the builder's
sales price.
The Bottom Line...
So where do all those studies leave us? The bottom line is this: ICFs usually cost slightly more than wood frame. But by how much depends.
There are so many potential influences on cost that it's tough to nail down a solid estimate.
Here's why: concrete, lumber and foam prices, ICF form prices, lumber prices, exterior finishes, design features, crew experience, labour
markets, and engineering all influence the cost of the intended project.
Results from the NAHB Research Center's Demonstration Homes Project showed that total costs for construction of ICF foundation walls can be
less than that for poured walls.
One ICF system had total costs of $1.25 per square foot of house floor area compared to $1.27 per square foot of house floor area for the
block wall based on the construction of a short (~ two-foot) "stem wall."
An added cost of $2.50 per square foot of floor area seems to be in the middle of most of these ranges. But take that figure lightly;
construction with ICFs can increase builder's costs much less or more. It's easy to see why there's been so much debate on this issue.
All this being said, ICFs do have major cost savings opportunities. Because ICF construction is more energy efficient, HVAC systems can be
downsized and those savings offset part of the cost difference.
Using Stucco as your exterior finish will also reduce some of the cost since the base required for stucco installation is already set up.
Most builders report fewer customer service calls on their ICF homes
ICF homeowners enjoy lower utility bills, better sound proofing, and durability. Some have estimated that the monthly savings provide a good
payback on the initial investment. And then you have the benefits of a stronger, quieter, more comfortable home.
In Conclusion:
The cost of ICF vs. more traditional methods of construction is typically more for the actual construction, but the cost of ownership of an
ICF structure is significantly less than the more traditional methods. In nearly every documented case of the cost of an ICF structure, the
return on investment (ROI) for the extra construction cost is within 5 years with many showing less than 3 years.
Depending how costs are viewed, ICF blocks may cost a little more or significantly less to build and operate.
See "The Anathomy of an ICF wall".
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